Can the Same Insurance Agent Cover My Personal Lines and My Business? 

As a business owner, you likely understand the importance of retaining a versatile and robust insurance portfolio for your commercial interests. But no matter how devoted you are to your company and career, you also have a life outside of your job that typically requires its own coverage. Maintaining suitable coverage for both your business and personal life is, therefore, an essential investment. Working with the right agent can help.

Who Can Handle Personal Lines and Business Insurance?

Many agents may be capable of managing multiple types of insurance for you and your business. Specifically, those licensed to sell both personal lines and commercial lines insurance, also known as property and casualty lines, may be able to manage your entire coverage portfolio. Additionally, independent agents, such as those at Pacelli Insurance, can help you peruse the offerings of many carriers and find tailored coverage solutions at ideal prices.

What Are the Advantages of Using the Same Agent?

Entrusting all your coverage needs with the same insurance professional may garner various benefits, including the following:

• Simplified management—Working with one agent can streamline various processes, such as renewals and coverage adjustments.

• Limited points of contact—Knowing who to contact promptly when filing a claim can be critical.

• Coverage gap identification—If one agent oversees your entire portfolio, they can help identify coverage gaps, such as when your homeowners insurance is insufficient for your home-based business.

• Reliable relationships—Establishing and maintaining an ongoing business relationship with a trusted agent can instill confidence and allow your personal life and business to thrive.

• Optimal cost efficiency—A single agent managing your coverage needs can tailor your portfolio to eliminate redundancies.

We’re Here to Help

At Pacelli Insurance, our independent agents are well-equipped to help you address your coverage needs and build an ideal portfolio. Contact us today to begin.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.