Commercial Auto Insurance in Saint Marys, PA
As business owners and fleet managers in Saint Marys, PA, insuring your company vehicles and drivers is essential to keeping your operations running smoothly. Commercial auto insurance can cover vehicles used for business purposes, whether you operate a single car or a fleet of trucks.
What Does a Policy Cover?
A typical commercial auto insurance policy can include:
- Liability coverage can financially protect your business if you or your employees are found at fault in an accident that causes third-party bodily injury or property damage.
- Collision coverage can cover damage caused by hitting an object or another vehicle, regardless of fault.
- Comprehensive coverage can help pay for the cost of repairing your vehicle if it’s damaged by fire, natural disasters, theft or vandalism.
- Uninsured/underinsured motorist coverage can cover your losses if you’re hit by an at-fault driver with little or no insurance.
- Hired and non-owned auto coverage can cover vehicles rented by your business or employees’ own vehicles used for work.
Who Needs Commercial Auto Insurance?
If your business owns, leases or uses vehicles for work-related tasks, Pennsylvania law requires you to carry commercial auto insurance. Some lenders may also ask for proof of coverage if you’re financing your vehicles.
How We Support Local Businesses
At Pacelli Insurance, our team works closely with business owners to assess their risks and recommend tailored coverage options. We can help you understand state requirements, compare policy features and find solutions that fit your company’s budget and operational needs.
Contact our team today to request a personalized quote.